Buying a House in Lagos from Abroad: A Comprehensive Guide

Are you living abroad but dreaming of owning a piece of Lagos, Nigeria, to call your own? At Ramos Real Estate, we understand that buying a house in Lagos from the diaspora can be a complex and exciting endeavor. In this comprehensive guide, we’ll walk you through the essential steps and considerations involved in making your dream of owning property in Lagos a reality.

Understanding the Process: Buying a House in Lagos from the Diaspora

1. Define Your Goals and Budget

Before you embark on this journey, it’s crucial to determine your objectives and set a realistic budget. Ask yourself questions such as:

– What type of property are you looking for?
– In which neighborhood in Lagos do you want to buy?
– What is your budget, including the purchase price, taxes, and potential renovation costs?

Having clear goals and a well-defined budget will streamline your search and decision-making process.

2. Partner with a Reliable Real Estate Agent

Navigating the Lagos real estate market from abroad can be challenging, but it’s significantly easier with the help of a trusted local real estate agent. At Ramos Real Estate, we have experienced agents who specialize in assisting clients from the diaspora. They can provide you with valuable insights, access to listings, and facilitate property viewings on your behalf.

3. Legal Considerations

Understanding the legal requirements for buying property in Lagos is vital. Here are some key aspects to consider:

– Land Documentation: Ensure the property you’re interested in has all the necessary documentation, including a Certificate of Occupancy (C of O) or a Governor’s Consent.

– Title Verification: Verify the property’s title and ownership to avoid potential disputes.

– Engage a Lawyer: Hire a competent real estate attorney who specializes in Nigerian property law to guide you through the legal process.

4. Financing Options

Determine your financing options for purchasing property in Lagos. Some options include:

-Payment periods: Some developers enable you pay within 3-6 months, if you are not comfortable buying outrightly. We can discuss this with the developers on your behalf.

-Currency Exchange: Consider exchange rate fluctuations when transferring funds from abroad, and explore the most cost-effective ways to make payments.

5. Property Inspection and Due Diligence

Given the distance, conducting thorough due diligence is critical. Our Real estate agents can help you  inspect the property, provide videos, photos, and comprehensive reports. We can also work with your representatives who can look for any issues that might need attention, such as structural problems or necessary renovations.


Buying a house in Lagos from abroad is an exciting opportunity, but it requires careful planning and expert guidance. At Ramos Real Estate, we’re here to make your dream a reality. Our experienced team specializes in assisting clients from the diaspora in finding the perfect property in Lagos.

Don’t let distance be a barrier to achieving your real estate goals. Contact Ramos Real Estate today, and let’s embark on this journey together. We’ll provide you with the expertise and support you need to purchase your dream home in Lagos, Nigeria, from abroad.

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